These are the obstacles we all face in trying to achieve our financial goals:

The need for retirement planning didn’t really exist until well into the 1970s. Up to that point, people worked until age 65, spent a few years in leisure through their life expectancy which was about 69. Many retirees of that era were able to coast into retirement with a cushy pension plan.

So how much should you contribute to your emergency fund?

As daunting as it might seem, it’s recommended that you save 3-6 months of living expenses in your emergency fund¹. In the age of the internet, many financial institutions have calculators available to estimate the amount you should keep.

1. CONSIDER DELAYING HIRING THE ATTORNEYS

Jumping right into the fight isn't smart. Look at meeting with a Certified Divorce Planner, Mediator or a Collaborative Attorney. This newer approach saves time and money, and perhaps your relationships. The truth is, you need a "team", and usually a good CDFA or Mediator can help you assemble one.